DISCLOSURE
Subject to change. Products/features may not be available in all states.
113SPWL Plan Series
213WL Plan Series
3Death benefit is typically tax-free, consult your tax advisor
We Can Help You Make The Decision Of A Lifetime
We all have things we are looking out for. While we cannot control fate, we can control the financial circumstances in its aftermath. At 1891 Financial Life, we’re all about helping you harness that power. Let us show you how to navigate through the options to make an educated choice, allowing you to give your family a final gift of peace of mind.
At A Glance
Check out a brief overview of our Lifetime Protection products.Simplified Issue Single-Premium Whole Life1
Affordable, Convenient, Simple. Simplified Issue provides life insurance quickly, without the wait. You can have coverage within days.
Features
- One premium payment offers lifetime protection
- No medical exam
- Up to $100,000 in Whole Life coverage
- Tax-free death benefit3
- Borrow against policy’s cash value
Simplified Issue Whole Life2
Affordable, Convenient, Simple. Simplified Issue provides life insurance quickly, without the wait. You can have coverage within days.
Features
- No medical exam
- Up to $100,000 in Whole Life coverage
- Level premium payments
- Tax-free death benefit3
- Borrow against policy’s cash value
Single-Premium Whole Life1
This policy offers the security of knowing your family is protected should the unexpected happen, without the worry of an accidental policy lapse if you forget to make a payment. The coverage is a favorite with parents and grandparents who purchase it for their children and grandchildren. It’s a gift of life insurance.
Features
- One payment protects you for life
- Tax-free death benefit3 avoids probate
- Borrow against policy’s cash value
10- and 20-Pay Whole Life2
Make a few payments for coverage that ensures your loved ones will be financially secure after your death. An act of love can help them keep the home they know, the lifestyle they are able to maintain, the college degree they can pursue, and more.
Features
- Get lifetime protection with 10 or 20 level premium payments
- Tax-free death benefit3
- Borrow against policy’s cash value
Ordinary Cash Value Whole Life2
Purchasing this coverage lets you not only protect your family but you can also opt to leave a legacy to a favorite charity or organization that will never forget your generosity.
Features
- Level premium payments to age 100
- Tax-free death benefit3
- Borrow against policy’s cash value
Cash Value Whole Life - Limited Pay to 752
Make payments up to age 75. Provide the security and peace of mind of having a death benefit in place to assist those you love. Families won’t struggle to replace a lost income or cover a mortgage.
Features
- Level premium payments to age 75
- Tax-free death benefit3
- Borrow against policy’s cash value